Loan Applications


An unsecured loan is issued and supported only by the borrowers creditworthiness, rather than any type of collateral.

collateral Secured

A secured loan is issued and supported by collateral and the borrowers creditworthiness.


Share Secured loans let you borrow using your own shares as collateral! No more losing out on future dividends!

Short Term

Our $1,000/6 mo. term and $2,000/12 mo. term loans are unique to VRFCU! You must have 6 months worth of good history with the VRFCU to be eligible.


A short-term loan Available only between April 1, 2021 and August 31, 2021. 12 month term, with the first due date set to 45 days after the loan date!

Once submitted, the loan officer will begin our loan process to assess your application. Your chosen loan officer will contact you within 24 hours! 

If you have any questions or concerns, please feel free to contact us.

Monday – Friday

9 AM – 5 PM

(601) 638 – 3134



Click on the icon to change your payroll allocation



Account Changes

Membership Application

Order Checks/Debit Card(s)

Account Change Card

Address Change

Remove Joint Owner

Add Beneficiary 

A few other forms

Loan Extension Request

Bill of Sale

Skip – A – Pay (November  & December ONLY)

Routing No. 265378182

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Vicksburg Railroad FCU
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